Individual & FamilyBenefits Division
“Small Town Value, World-Class Service.”
Welcome to the Individual and Family Benefits Division of Perkins & Associates.
In this division, we partner with clients of all ages to assist them in selecting from a comprehensive line of insurance products and providers to secure their financial future. We assist our clients with the navigation of the ever changing rules and regulations of Health Care Reform and Medicare in order to maximize their benefits and minimize their costs.
Services We Offer
Family & Individual Benefits Division
Reach out to us today if you would like to learn more and give us an opportunity to become your trusted adviser.
Individual Health Insurance
Healthcare Reform brought about the most sweeping changes to our health insurance system since…….well, ever. How can it benefit you? What options are available to you? What will it cost you? What are the downsides? What qualifies as a life changing event? When am I eligible? At Perkins & Associates, we can provide those answers for you. We help you navigate the complexities of Healthcare Reform in order to make it work for you. Everyone has been affected by the Affordable Care Act and have either been a winner or a loser under it. We view it as our role to help you win big or lose small depending on which of those you fall under.
How can they make it this complicated? One of the most critical parts of your financial life is your healthcare and when you become eligible for Medicare you have more options than you have ever had before but they are also more confusing than they have ever been before. We help you sort through all of those options and come up with the most cost effective plan that suits your unique situation for both healthcare and prescription drug needs. We also help you stay up to date with and make adjustments for changing circumstances (your’s, Medicare’s and your coverage providers’).
Death can be devastating both emotionally and financially. There is little that can mitigate the emotional loss of death but life insurance can make sure that an emotional tragedy doesn’t turn into a financial one. We help you through that with a variety of life insurance products, from term life to whole life and universal life products. So whether you need a policy that will pay for a funeral or policy to protect a family’s livelihood, we can help you find a solution.
Long Term Care Insurance
One of the things all of us are faced with at some point in our lives is the need for Long Term Care Services, either for ourselves or family members. We have all seen those situations up close and know how financially challenging, if not devastating, they can be. Long Term Care insurance gives you a way to plan for that time and reduce stress on your loved ones and yourself when it arrives.
…Hear What Our Clients Are Saying…
“Thank you so much for all of you help with my insurance. I can’t believe that any insurance salesman would tell someone to stay with what they had and lose a sale because it would be cheaper for the customer. Your honesty and integrity has amazed me. I will definitely tell everyone I know about you and how honest you were with me. You guys are very special people.”
“It was such a pleasure getting to know you guys. We appreciate all you do to help us figure out things with our insurance and finances at this stage in our lives. Your generosity and honesty is so refreshing. Like you if we each pay it forward and help others we can truly make a difference in this world and in our community. God Bless!”
Individual & Family Benefits Division
“Assisting our clients with navigation of the ever-changing rules and regulations of Health Care Reform and Medicare in order to maximize their benefits and minimize their costs.”
110 South Main St.
Mount Airy, NC 27030